1. Acceptance of terms
By accessing or using multilinkpte.com, visitors agree to these Terms of Use. The website is operated for ANCHOR MULTILINK PTE LTD, located at 6001 BEACH ROAD, 16-01A GOLDEN MILE TOWER, Singapore 199589, Singapore.
If a visitor does not agree with these terms, the visitor should stop using the website. Continued use of the website after changes are published indicates acceptance of the updated terms.
2. Website information
Website content is provided for general information about ANCHOR MULTILINK PTE LTD and its Singapore general insurance service category. It is not a personal recommendation, financial planning advice, legal advice, tax advice, or a substitute for reviewing formal policy documents.
Insurance information can change based on insurer requirements, underwriting, product availability, eligibility, exclusions, pricing, and regulatory requirements. Visitors should obtain specific advice before relying on any general description on the website.
3. Scope of services
ANCHOR MULTILINK PTE LTD is identified as GENERAL INSURANCE (EXCEPT MARINE AND IMPORT, EXPORT & CREDIT INSURANCE). Website content should be read within that stated business category and Singapore context.
The website does not create an insurer-client relationship, bind coverage, guarantee acceptance by an insurer, or amend any insurance policy. Coverage exists only when confirmed through the proper insurer documentation and payment or acceptance process.
4. No guarantee of availability
We aim to keep multilinkpte.com accessible and accurate, but do not guarantee uninterrupted website availability, error-free operation, or that every item of content will remain current at all times.
Website access may be suspended, restricted, or updated for maintenance, security, hosting, design, legal, or operational reasons without prior notice.
5. Enquiries and communications
Submitting a contact form, email, or phone enquiry does not create a binding advisory engagement, insurance placement, or obligation to provide services. We may request further information before responding to an enquiry or directing a visitor to suitable next steps.
Visitors should not send highly sensitive information, confidential business documents, policy schedules, medical information, or claim documents through the website unless asked to do so through a suitable channel.
6. Insurance decisions
Clients remain responsible for reviewing policy documents, insurer terms, exclusions, premium obligations, declarations, limits, deductibles, warranties, and suitability before making a decision.
Registration details, GIA code, UEN, licence status, insurer appointment, and any other official standing should be verified directly where required. ANCHOR MULTILINK PTE LTD will not invent or publish registration numbers that have not been provided for use on the website.
7. Visitor responsibilities
Visitors must use the website lawfully and must not attempt to disrupt, damage, reverse engineer, overload, scrape, or gain unauthorised access to the website, hosting environment, forms, scripts, or related systems.
Visitors must not submit false, misleading, offensive, infringing, malicious, or unlawful material through any website form or communication channel.
8. Third-party links and resources
The website may refer to third-party websites, insurer resources, map services, email clients, or other external services. These resources are provided for convenience and are not controlled by ANCHOR MULTILINK PTE LTD.
We are not responsible for the availability, accuracy, privacy practices, security, or content of third-party websites. Visitors use external websites at their own discretion.
9. Intellectual property
Website text, page structure, layout, graphics, visual design, interface elements, and other materials are owned by or licensed to ANCHOR MULTILINK PTE LTD unless otherwise stated.
Visitors may view and print limited pages for personal reference, but may not copy, republish, adapt, sell, reproduce, or reuse substantial parts of the website without written permission.
10. Limitation of liability
To the fullest extent permitted by law, ANCHOR MULTILINK PTE LTD is not liable for losses arising from reliance on general website content, temporary website unavailability, inaccurate information supplied by visitors, third-party links, or decisions made without reviewing formal policy documents.
Nothing in these terms excludes liability that cannot legally be excluded under Singapore law.
11. Indemnity
Visitors agree to indemnify ANCHOR MULTILINK PTE LTD against reasonable losses, claims, costs, or expenses arising from unlawful website use, misuse of website content, submission of false information, or breach of these Terms of Use.
12. Privacy and cookies
Use of the website is also governed by the Privacy Policy and Cookie Policy published on multilinkpte.com. These documents explain how personal data and browser preference storage may be handled.
13. Governing law
These Terms are governed by the laws of Singapore. Any dispute relating to the website is subject to the courts of Singapore, unless applicable law requires otherwise.
Notices may be sent to ANCHOR MULTILINK PTE LTD at support@multilinkpte.com, by phone at +65 80855392, or by post to 6001 BEACH ROAD, 16-01A GOLDEN MILE TOWER, Singapore 199589, Singapore.